Volga German Tours recommends that you have medical insurance that is valid in Germany. Medical insurance you already have may be valid in Germany. Tour participants are responsible for verifying what is covered by their insurance provider while abroad.
Additional Medical Insurance: If you would like to have additional medical coverage while in Germany, you may want to consider the purchase of Travel Medical Emergency Insurance. This is not offered by Volga German Tours. One company that provides such insurance is AIG (http://www.travelguard.com/). You can contact them to purchase this sort of insurance. Neither Dr. Mai nor Dr. Koretnikov has any affiliation with AIG, and neither receives any compensation from AIG. It is only offered as an example. You are free to choose any company that provides the coverage that you need.